Buying a house of your own
In the Netherlands you can finance up to the purchase price for buying a house. In addition, own money is required to pay the additional costs. You need to consider the expenses for getting a mortgage as well as the costs for registering the house. As an expat, how can you apply for a mortgage?
Not every bank will give a mortgage loan to expats. Fortunately there is a wide range of possibilities for expats. The advisors at KOK Advies know the way for you. Of course there are strict rules and regulations. This is exactly why we can guide you through the process. We have been very successful in helping many expats getting a mortgage and by this buying their beautiful house in The Netherlands.
What is possible in your situation?
What is your connection with the Netherlands as an expat? And what are your future plans? These are important questions when choosing a mortgage.
So feel free to contact us so we can schedule an introductory meeting. During the meeting we calculate how much you can borrow, how much savings you have (or want to) to invest and you will get an estimation of the monthly housing costs. We are completely independent and not affiliated with a lender. Our search is focused at finding the bank and the mortgage which suits you best.
What are the Dutch rules and conditions?
The value of the house and the stability of income are important factors for banks. The house must have sufficient value for the mortgage loan. In addition, a bank must be convinced that the mortgage payments are affordable for you now and in the future. Of course there are more rules and conditions, these are known to us and we include them in our proposal.
Choosing a mortgage is more than choosing the lowest interest rate. The conditions of the mortgage are especially important for expats. Our advice is always personal. Together with you we determine what monthly costs are affordable for you and how you wish and need to insure the risks of loss of income such as death, disability at work, joblessness and pension.
